Raise funds against your residential or commercial property.
A Loan Against Property (LAP) allows individuals, self-employed professionals and businesses to raise funds by offering a residential or commercial property as security. We assist clients in assessing their funding requirement, understanding eligibility, structuring the loan and preparing the proposal as per bank or NBFC requirements. Our support covers documentation, financial assessment and coordination with suitable banks or NBFCs through the loan process.
Eligibility: Suitable for business expansion, working capital, debt consolidation, property-related requirements and other legitimate financial needs.
Structured credit solutions of ₹50 Lakh and above for MSMEs.
We help Micro, Small and Medium Enterprises arrange structured credit solutions of ₹50 Lakh and above based on their business requirements, financial position and repayment capacity. Our MSME credit consulting covers both Government-supported schemes and regular bank or NBFC-based facilities, helping businesses identify the appropriate funding route for expansion, working capital, machinery, project requirements and other business needs. Key options include CGTMSE (up to ₹10 Crore) and MCGS-MSME term loans (up to ₹100 Crore).
Eligibility: Micro, Small and Medium Enterprises. Funding focus: ₹50 Lakh and above.
Flexible working capital access for day-to-day business needs
Cash Credit (CC) and Overdraft (OD) facilities provide businesses with flexible access to funds for managing working capital and day-to-day business requirements. We assist businesses in assessing their working capital requirement, determining the appropriate credit structure and preparing the proposal based on business turnover, financial performance, banking transactions and repayment capacity. Our role includes credit assessment, working capital analysis, limit structuring, financial evaluation, proposal preparation, documentation assistance and bank and NBFC coordination.
Eligibility: Funding focus: ₹50 Lakh and above, subject to business profile and bank or NBFC assessment.
Finance the purchase, construction or improvement of a residential property
A Home Loan provides financing for the purchase, construction or improvement of a residential property. We assist individuals and families in evaluating their financing requirements and identifying suitable home loan options based on their income, financial profile and property details. Our assistance includes loan eligibility assessment, income and financial analysis, property-related evaluation, documentation support, loan structuring and coordination with suitable banks or NBFCs.
Eligibility: Funding focus: ₹50 Lakh and above, subject to applicant profile, property value and bank or NBFC assessment.
Transfer your existing loan for a more suitable rate or structure
A Balance Transfer allows borrowers to transfer an existing loan from one bank or NBFC to another when they are looking for a more suitable interest rate (ROI), loan structure, repayment arrangement or other financial considerations. A Balance Transfer can be considered with or without a Top-Up facility, depending on the borrower's requirement and eligibility. We assist in reviewing the existing loan, assessing the borrower's financial position, comparing suitable options, evaluating the overall requirement, structuring the proposal and coordinating with suitable banks or NBFCs.
Eligibility: Funding focus: ₹50 Lakh and above, subject to borrower profile, existing loan position and bank or NBFC assessment.
Business funding without property or major collateral as security
An Unsecured Business Loan provides funding to established businesses without requiring property or other major collateral as security, subject to bank or NBFC eligibility and assessment. We assist business owners in evaluating their funding requirement and identifying suitable unsecured credit options based on business turnover, profitability, banking transactions, financial performance, credit profile and repayment capacity. Our assistance includes credit assessment, financial analysis, eligibility evaluation, loan structuring, bank or NBFC selection, proposal preparation, documentation support and bank and NBFC coordination.
Eligibility: Assessed on financial strength and repayment capacity of the business.
Funds for personal, family or other legitimate financial requirements
A Personal Loan provides individuals with access to funds for personal, family or other legitimate financial requirements, without requiring property as security, subject to bank or NBFC eligibility and assessment. We assist individuals in evaluating their funding requirement and identifying suitable personal loan options based on income, employment or business profile, existing financial obligations, banking transactions, credit history and repayment capacity.
Eligibility: Based on income, employment profile, existing obligations, banking transactions, credit history and repayment capacity.
Day-to-day operating requirements and short-term cash flow needs
Working Capital funding helps businesses manage their day-to-day operating requirements and short-term cash flow needs. It enables businesses to maintain regular operations while managing the timing gap between payments, purchases and collections. We assist businesses in assessing their working capital requirement and identifying a suitable funding structure based on business turnover, operating cycle, receivables, inventory, banking transactions and financial performance. Suitable facilities include Cash Credit (CC), Overdraft (OD), Working Capital Demand Loan and other appropriate credit facilities.
Eligibility: Based on business turnover, operating cycle, receivables, inventory and financial performance.